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6 Beds
7 Baths

$3,499,000

109 Bay, Ocean City NJ, 08226

Property typeResidential

Overview

Active

Listed Jul 18, 2026

Updated 2 days ago

Some homes are measured by their square footage. Others are measured by the memories they create. Welcome to 109 Bay Avenue, where every room has been designed around one extraordinary feature—the unobstructed views of the open bay. From sunrise to Ocean City's legendary sunsets, the water becomes the backdrop to everyday life. Just three years old, this custom-built residence offers seven bedrooms, six full baths, and a powder room, thoughtfully designed for both luxurious entertaining and comfortable family living. Walls of glass flood the great room with natural light, while the open-concept kitchen, dining area, and living space flow effortlessly onto expansive waterfront decks, creating an indoor-outdoor lifestyle that defines shore living at its finest. Five separate decks—including a spectacular rooftop retreat—provide front-row seats to the ever-changing colors of the bay. Rich mahogany porch ceilings, gentle ceiling fans, and endless views make every outdoor space feel like a private resort. The primary suite is a destination unto itself. Wake to sparkling water just beyond two walls of sliding glass doors, step onto your private deck with a cup of coffee, and end each evening watching another unforgettable sunset. An elevator services every floor, making life as practical as it is luxurious. Whether carrying groceries, luggage, or guests, every detail has been thoughtfully considered. Several bedrooms feature private en-suite baths, providing comfort and privacy for family and friends, while the backyard pool offers the perfect place to relax after a day on the water or at the beach. Luxury isn't simply about living near the bay. It's about living with the bay as part of your everyday life. At 109 Bay Avenue, that experience is yours from nearly every room.

$23,279/mo

Est. mortgage payment based on a $3,499,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
609944

Interior Features

Bedrooms
6
Bathrooms
7
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
No

Other Property Details

Taxes
$20,597
Tax Frequency
Annually
Pool
Yes

Listed by DOROTHY PHILLIPS with BHHS FOX and ROACH-109 34th OC
Listing Contact:  

The IDX display contains information sourced from the South Jersey Shore Regional MLS as of 10/8/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

©2026 South Jersey Shore Regional MLS all rights reserved.

Data last updated on 10/8/2026 at 4:29 AM UTC

 

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